Visa's CISP (Cardholder Information Security Program) and MasterCard's SDP (Site Data Protection) programs are
security initiatives that require merchants to safeguard card data. Visa and MasterCard, along with the other card brands, have
adopted common industry security requirements referred to as the Payment Card Industry Data Security
Standards (PCI DSS).
Customers and businesses using electronic forms of payment expect their cardholder data to be stored securely and privately. Chase
Paymentech, in partnership with the Card Brands, data security firms and national Issuing Banks, helps educate its merchants on the
basics of data security and the mandatory industry requirements around the protection of data throughout the payment transaction
process.
Payment Card Industry Data Security Standards (PCI DSS)
The PCI DSS are summarized below. Detailed standards are available at Visa's Cardholder Information Security Program Tools & FAQ
(select PCI Data Security Standard under Document/Resource Downloads).
Build and Maintain a Secure Network
Install and maintain a firewall configuration to protect data
Do not use vendor-supplied defaults for system passwords and other security parameters
Protect Cardholder Data
Protect stored data
Encrypt transmission of cardholders data sensitive information across public networks
Maintain a Vulnerability Management Program
Use and regularly update anti-virus software
Develop and maintain secure systems and applications
Implement Strong Access Control Measures
Restrict access to data by business need-to-know
Assign a unique ID to each person with computer access
Restrict physical access to cardholder data
Regularly Monitor and Test Networks
Track and monitor all access to network resources and cardholder data
Regularly test security systems and processes
Maintain an Information Security Policy
Maintain a policy that addresses information security
There are many data security firms, such as Trustwave Corporation, that provide assessment services. Trustwave Corporation
provides our merchants with special pricing for assessment and scanning services. Merchants reaching compliance using Trustwave Corporation's
services receive the Trusted Commerce Seal. The Trusted Commerce Seal helps merchants communicate their compliance with PCI DSS
to customers. Learn more.
