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Frequently Asked Questions
Find answers about Chase Paymentech Solutions and our innovative payment solutions

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Who is Chase Paymentech Solutions?
Chase Paymentech is the premier payment solutions company in the United States. Delivering industry-leading solutions for businesses of all sizes and types, we provide targeted services for both on-line and off-line businesses ranging from the corner restaurant to the largest e-tailer. From fast authorizations to dependable account settlement we provide secure and reliable products and services to merchants.

Known for our outstanding customer service. We go far beyond basic payment processing by helping our clients grow their business with products like our turnkey gift card program and our full-service e-commerce support. With a 20-year track record, we are a leading acquirer and processor of bankcard transactions.

Is Chase Paymentech a bank?
No, we are not a bank. We are a merchant "acquirer" and a member of both Visa® USA and MasterCard® International card associations. Our majority owner, Chase, is one of the nation's top providers of financial services and offers a full range of financial services to large corporate and middle market commercial customers and retail.

How is Chase Paymentech different from its competition?
At Chase Paymentech, our primary focus is always our customer. When our customers are successful, we're successful. As your one-stop shop for products and services, we want to surpass your expectations. We offer the best value in the business by combining our responsive customer service with reliable systems, competitive interchange rates, powerful products, comprehensive fraud and chargebacks management systems, and flexible data delivery options. No matter what your industry, we have a solution that fits.

Our solutions don't stop with our in-house capabilities. We partner with some of the most creative innovators in our field through our active partnership programs. Through Chase Paymentech's partnership network, our customers benefit from learning about emerging trends and new opportunities first. Partners that provide truly unique services that can help our customers grow. And Chase Paymentech takes an active role on the boards of the card associations through our committee membership and ongoing program enhancements.

No other payment processor can deliver the commitment to service, breadth of products, performance of systems and overall value to the customer that Chase Paymentech Solutions does.

What products and services does Chase Paymentech offer me?
We provide comprehensive electronic payment solutions that meet virtually any business need, no matter what payment type you wish to accept or in which business environment you operate (e-commerce, lodging, restaurant, retail, direct response or petroleum). Our global processing network and breadth of processing services are the most comprehensive in the industry.

Providing dependable customer service is always our first priority. This means developing products and services that you tell us will help you - conquer new markets, provide faster customer service and give more options to your customer. From our powerful internet payment gateway to our flexible POS terminal options, our goal is to help you grow your business. When it comes to choosing a partner to power your payments, let Chase Paymentech deliver it all.

Our broad range of solutions includes:

Arrow Graphic Turn-key Internet payment access and virtual terminal tools
Arrow Graphic Full-service stored value card program, including gift cards and electronic gift certificates
Arrow Graphic Comprehensive fraud detection service
Arrow Graphic Web-based reporting and data management
Arrow Graphic Recurring payment programs
Arrow Graphic Processing of a wide variety of payment types including international currencies and electronic checks
Arrow Graphic Experienced chargeback management to keep your losses to a minimum
Arrow Graphic Customer service and account management
Arrow Graphic 24-hour technical support, terminal deployment, training, replacement and repair
Arrow Graphic Total processing solutions for agent banks and ISOs


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